As of chance coincidence, Mr. Jiang Fengchun, who specializes in corporate legal counsel, has a client who is engaged in legal commodity trading, and has two large insurance company clients and several bank clients. Commodity Exchanges have been committed to the development of bulk commodity trading of superior agricultural products; insurance companies were exploring insurance routes for agriculture, rural areas and farmers; banks were also looking for a breakthrough in financial services for agriculture, rural areas and farmers. The four forces gathered to form an innovative economic model. Under this model, with the trading platform as the carrier and the order agriculture as the core, the products regard as pre-sold. Insurance company provides price insurance and capacity insurance for the growers and the banks fund the insured-added orders. The trading platform designs off-exchange options to hedge insurance risks and forms an economic closed loop. This has truly realized the financial assistance to the agricultures, and at the same time contributed to the large-scale and high-quality development of the macadamia nut planting business. The reason is very simple. As a grower, if you want to enjoy pre-sales, price insurance, capacity insurance, and financial services, you need to have a certain scale and provide quality products following quality standards required by the trading platform.

In this Four-Side system, each one of them get their own needs, grower obtaining capacity pre-sale, price insurance, capacity insurance, access to funds, access to the market; trading platform entering product transactions; insurance companies developing insurance channels, insurance products, access to customers, and achieving the objectives of insurance services, agriculture, farmers and the service of the real economy; The banks expanding its channels to increase their quality customers.

The design of the main frame mode of the innovative model has been completed, and  sub-model is underway.